New Baby, Roommate, Divorce? Here’s Why Your Homeowners Insurance Needs an Update Most people update their address when life changes — but forget their insurance. Homeowners insurance household changes (like a new baby, a parent moving in, a roommate, marriage, divorce, or an adult child moving in or out) can affect how your policy applies […]
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6 Smart Repairs to Make Before Listing Your Home (According to Our Realtor Partners) Thinking of selling your house? Start here! Getting ready to sell your home? Start with the most valuable home repairs before selling – the kind that boost buyer appeal and your bottom line. Getting ready to sell your home is kind
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What Is Cybercrime and Identity Fraud Coverage – and Do You Really Need It? If you’ve ever wondered whether you really need Cyber insurance or Identity Fraud coverage, you are not alone. After all, most of us like to think we are savvy enough not to click on that suspicious email from “Amazonn.” But here’s
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What Is Earthquake Retrofitting And Why Your House Might Thank You for It? Let’s talk earthquakes. Not to scare you – but if you live in California, it’s not a question of if, but when. Earthquakes are just part of the deal here, kind of like sunshine, avocados, and traffic on the 405. That’s why
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Are Bookcases Considered Property or Part of the Structure? How to Know (Without Pulling Your Hair Out) Let’s talk bookcases. More importantly, are bookcases part of Home insurance coverage, and which one? It might sound simple, but the answer can make a big difference when it comes to what your policy actually covers – and
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Life is full of uncertainties, and while we all do our best to protect ourselves and our families, accidents and unexpected incidents can happen. That’s why having the right insurance coverage is essential. Many people believe that their Auto and Homeowner’s insurance policies provide sufficient protection, but in today’s world, that may not be enough.
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Discover 10 Surprising Spots for Mold Growth in Your Home Mold, a seemingly innocent part of nature’s recycling process, plays a crucial role outdoors by breaking down dead organic matter. However, when it creeps indoors, it transforms from a helpful decomposer into a potential nuisance and health hazard. In addition to the obvious and visible
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How Climate Change Affects Real Estate Investments And Property Insurance The effects of climate change are becoming increasingly evident, with rising temperatures, sea-level rise, and more frequent extreme weather events reshaping our world. These changes have far-reaching consequences, extending beyond the environment and into various sectors, including real estate investments and property insurance. As the
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Understanding Additional Living Expense Coverage: What You Need to Know Homeowners insurance is not just the protection for your house or liability coverage. It comes to the rescue in many other ways when you most need it. Learn with us the importance of Additional Living Expense coverage. Have you ever wondered what would happen if your
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Understanding the Components of a Property Claim Estimate All homeowners and landlords that have ever dealt with property damage and filed an insurance claim, know it can be a complicated process. In this article, we are trying to break down the essential elements of a property claim estimate, explaining how professionals evaluate the damage and
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