Life & Health

Urgent Care vs ER: What to Use and Why It Matters for Your Bill If you’ve ever been sick or hurt and thought, “Do I go to urgent care or the emergency room?” …you are not alone. Most people don’t choose the ER because they are being dramatic. They choose it because they are scared, […]

Best Health Insurance for Self-Employed People (1099, Gig Workers, and Small Business Owners) Being self-employed is exciting – you are building something that’s yours.But it also comes with one annoying responsibility you didn’t exactly sign up for… You are also your own HR department.Which means: yes, you get the freedom… and you get to figure

Open Enrollment Dates + What to Do If You Miss Them If you are reading this because you searched “missed open enrollment health insurance”… take a breath. You are not the only person who realizes it a little too late. Open Enrollment comes around fast, life happens, and suddenly you are staring at a calendar

What Does Health Insurance Cover? (What’s Included vs What’s Not) If you’ve ever stared at your Health insurance plan like it’s written in ancient Greek… you are definitely not alone. Most people think they know what Health insurance covers – until they get a bill for $847 and suddenly realize: “Wait… I thought this was

Health Insurance Deductible vs Copay vs Coinsurance Explained If you’ve ever Googled deductible vs copay vs coinsurance and still felt confused afterward… you’re not alone. Health insurance has a habit of turning simple ideas into complicated words, so in this post, we are breaking it all down. People hear words like deductible, copay, and coinsurance

How to Choose a Health Insurance Plan: PPO vs HMO vs EPO (Simple Guide) If you are shopping for Health insurance and your brain is already tired… welcome to the club.One of the most searched questions during open enrollment (and anytime someone switches jobs) is: PPO vs HMO vs EPO – what’s the difference, and