Workstation Fitness Gear in the Office? Great Idea – Until the Liability Hits So, you are thinking of turning your office into a wellness oasis by adding some workstation exercise equipment. Maybe you are eyeing a few desk treadmills, yoga ball chairs, or even under-desk pedal bikes. It’s modern. It’s mindful. And let’s be honest […]
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What is a Business Owners Policy (BOP) and What Does It Cover? What is a Business Owners Policy (BOP) and What Does It Cover? Let’s face it – owning a business is kind of like spinning plates while riding a unicycle… on a tightrope… in a windstorm. There is a lot going on, and any
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What Is Cybercrime and Identity Fraud Coverage – and Do You Really Need It? If you’ve ever wondered whether you really need Cyber insurance or Identity Fraud coverage, you are not alone. After all, most of us like to think we are savvy enough not to click on that suspicious email from “Amazonn.” But here’s
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What Is Employment Practices Liability Insurance (EPLI)? And why it’s a must-have in your business protection toolkit Running a business comes with all kinds of risks – supply chain hiccups, cyber threats, the coffee machine going on strike right before a Monday morning meeting, etc. But one of the most serious (and unfortunately, common) threats
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What Is an Insurance Moratorium (And Why Should You Care)? Let’s talk about something that sounds complicated but is actually pretty simple once you break it down – insurance moratoriums. Now, before you tune out and think, “That sounds like a word I’d only hear in a courtroom drama,” hang tight. This one is important
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What Insurance Do I Need to Run a Business From Home? What Insurance Do I Need to Run a Business From Home? First of all – thank you for asking this question! Second – let’s get to the bottom of it. So, you are working from home – maybe running an Etsy shop from your
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Are You Ready to Evacuate? Here’s Your Wildfire Checklist Let’s be real – wildfires don’t wait for anyone to get their act together. If you live in a fire-prone area, having an evacuation plan (and your go-bag ready!) is an absolute must. Whether you’ve got five hours or five minutes to leave, being prepared can
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Why Proper Insurance Coverage Before Fire Season Hits Let me guess – you’ve packed your emergency go-bag and batteries stocked and are ready to hit the road if a wildfire flares up nearby. But wait. Is your insurance ready, too? If you live in a fire-prone area, having proper insurance coverage before fire season is
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Does Higher Mileage Mean Higher Insurance Rates? Let’s be honest – cars are meant to be driven. But when your odometer is working overtime, you might be wondering: Is my insurance quietly raising an eyebrow every time I take a road trip or tack on another daily commute mile? And does higher mileage mean higher
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Does Car Insurance Cover Damage from Wildfires? California sunsets may be beautiful, but unfortunately, so are wildfires – and not in a good way. If you’ve ever wondered, “Does my Car insurance cover damage from wildfires?” – you’re in the right place. Let’s talk about wildfire Car insurance coverage – what it is, what it
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