Top 5 Most Expensive Insurance Claims for Investment Properties (and How to Avoid Them) Rental properties can be a fantastic source of passive income, but with the rewards come a few real risks. Insurance exists to protect your investment when things go wrong – but if you can avoid having to file a claim in […]
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What Is Earthquake Retrofitting And Why Your House Might Thank You for It? Let’s talk earthquakes. Not to scare you – but if you live in California, it’s not a question of if, but when. Earthquakes are just part of the deal here, kind of like sunshine, avocados, and traffic on the 405. That’s why
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Are Bookcases Considered Property or Part of the Structure? How to Know (Without Pulling Your Hair Out) Let’s talk bookcases. More importantly, are bookcases part of Home insurance coverage, and which one? It might sound simple, but the answer can make a big difference when it comes to what your policy actually covers – and
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Discover 10 Surprising Spots for Mold Growth in Your Home Mold, a seemingly innocent part of nature’s recycling process, plays a crucial role outdoors by breaking down dead organic matter. However, when it creeps indoors, it transforms from a helpful decomposer into a potential nuisance and health hazard. In addition to the obvious and visible
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How Climate Change Affects Real Estate Investments And Property Insurance The effects of climate change are becoming increasingly evident, with rising temperatures, sea-level rise, and more frequent extreme weather events reshaping our world. These changes have far-reaching consequences, extending beyond the environment and into various sectors, including real estate investments and property insurance. As the
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Understanding Additional Living Expense Coverage: What You Need to Know Homeowners insurance is not just the protection for your house or liability coverage. It comes to the rescue in many other ways when you most need it. Learn with us the importance of Additional Living Expense coverage. Have you ever wondered what would happen if your
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Understanding the Components of a Property Claim Estimate All homeowners and landlords that have ever dealt with property damage and filed an insurance claim, know it can be a complicated process. In this article, we are trying to break down the essential elements of a property claim estimate, explaining how professionals evaluate the damage and
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