Property

Do You Need to Tell Homeowners Insurance About Your New Pool? (Spoiler: Yes, you absolutely do.) So, you finally did it. The backyard dream is now a reality – hello, pool life! But before you start planning the ultimate summer bash, there’s something important you need to do: tell your insurance company about your new

Home Insurance Other Structures Coverage: Are You Underinsured? If you’ve never given much thought to your “Coverage B,” don’t worry – you are not alone. But with the cost of building materials going nowhere but up, it’s time we had a little chat. Coverage B, also known as Other Structures coverage, is a part of

Thinking About Buying a Historic Home? Here’s What You Need to Know First (Because charming doesn’t always mean easy) So, you’ve been seduced by vintage charm. The crown molding! The original floors! The storybook porch! I see you. Buying a historic home can feel like falling in love with the perfect antique – full of

Does My Personal Umbrella Policy Cover an Out-of-State Property? Let’s say you live in sunny California, but you own a rental duplex deep in the heart of Texas. Naturally, you want to protect your assets – especially if someone slips on the front steps or there’s a liability claim that exceeds your rental property’s insurance

Is Everything I Own Covered Under Personal Property Coverage? If you are like most people, you probably assume that your Homeowners, Condo, or Renters insurance covers everything you own. And in many cases, it does. But there’s a little more to it, so let’s break it down in simple terms (without the complications of the