Swimming Pool Liability: Are You Covered for Summer Fun (and Oops Moments)? Ah, summer – the season of sun, fun, and splashing in the backyard pool. But before we turn up the music and dive in, let’s talk about something just as important as SPF: swimming pool liability. Pools are a blast, no doubt about […]
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Is It a Named Peril or an Open Peril? What Every Property Owner Should Know If you’ve ever stared at your insurance policy and thought, “Wait, what exactly am I covered for?” – you are not alone. One of the biggest (and most important!) distinctions in property insurance is whether your policy is a named
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Does Homeowners Insurance Cover Landscaping Damage? We spend time, energy, and a small fortune turning our yards into something out of a magazine – flower beds blooming, trees perfectly placed, and shrubs trimmed just right. But what happens when your landscaping takes a hit? Does your Homeowners insurance step in to rescue your roses and
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Smart Home for Families With Children and Older Adults: Safety, Convenience & Insurance Perks If your home includes both the joyful chaos of children and the careful routines of older adults, a smart home setup might be one of the best investments you can make. Beyond just making life easier, smart devices can actually keep
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6 Smart Repairs to Make Before Listing Your Home (According to Our Realtor Partners) Thinking of selling your house? Start here! Getting ready to sell your home? Start with the most valuable home repairs before selling – the kind that boost buyer appeal and your bottom line. Getting ready to sell your home is kind
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How to Outsmart Tech-Savvy Thieves While You Are Traveling You’ve got smart cameras, motion detectors, maybe even a doorbell that talks back – but guess what? Some clever crooks are getting smarter, too. Today’s high-tech burglars are using Wi-Fi jammers to disrupt internet-based security systems. That’s right – your smart home could be left defenseless
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What Is Cybercrime and Identity Fraud Coverage – and Do You Really Need It? If you’ve ever wondered whether you really need Cyber insurance or Identity Fraud coverage, you are not alone. After all, most of us like to think we are savvy enough not to click on that suspicious email from “Amazonn.” But here’s
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What Is Earthquake Retrofitting And Why Your House Might Thank You for It? Let’s talk earthquakes. Not to scare you – but if you live in California, it’s not a question of if, but when. Earthquakes are just part of the deal here, kind of like sunshine, avocados, and traffic on the 405. That’s why
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Are Bookcases Considered Property or Part of the Structure? How to Know (Without Pulling Your Hair Out) Let’s talk bookcases. More importantly, are bookcases part of Home insurance coverage, and which one? It might sound simple, but the answer can make a big difference when it comes to what your policy actually covers – and
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Life is full of uncertainties, and while we all do our best to protect ourselves and our families, accidents and unexpected incidents can happen. That’s why having the right insurance coverage is essential. Many people believe that their Auto and Homeowner’s insurance policies provide sufficient protection, but in today’s world, that may not be enough.
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