Thinking About Buying a Historic Home? Here’s What You Need to Know First (Because charming doesn’t always mean easy) So, you’ve been seduced by vintage charm. The crown molding! The original floors! The storybook porch! I see you. Buying a historic home can feel like falling in love with the perfect antique – full of […]
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Buying Property in the Bay Area? Here’s an Insurance Tip You Don’t Want to Miss The Bay Area has its charm – Victorian homes, sweeping views, and a tech-meets-history vibe that’s hard to beat. But when it comes to insuring that charming property you’ve got your eye on, there is one thing buyers often overlook:
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Does My Personal Umbrella Policy Cover an Out-of-State Property? Let’s say you live in sunny California, but you own a rental duplex deep in the heart of Texas. Naturally, you want to protect your assets – especially if someone slips on the front steps or there’s a liability claim that exceeds your rental property’s insurance
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Is Everything I Own Covered Under Personal Property Coverage? If you are like most people, you probably assume that your Homeowners, Condo, or Renters insurance covers everything you own. And in many cases, it does. But there’s a little more to it, so let’s break it down in simple terms (without the complications of the
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Top 5 Most Expensive Insurance Claims for Investment Properties (and How to Avoid Them) Rental properties can be a fantastic source of passive income, but with the rewards come a few real risks. Insurance exists to protect your investment when things go wrong – but if you can avoid having to file a claim in
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Is My Roommate Covered by My Renters Insurance? (Spoiler: Probably Not) So, you are sharing a cozy apartment with a roommate, splitting the bills, the fridge space, and maybe even that ancient couch neither of you remembers buying. But when it comes to Renters insurance – can you split that too? So, Does Your Renters
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Swimming Pool Liability: Are You Covered for Summer Fun (and Oops Moments)? Ah, summer – the season of sun, fun, and splashing in the backyard pool. But before we turn up the music and dive in, let’s talk about something just as important as SPF: swimming pool liability. Pools are a blast, no doubt about
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Is It a Named Peril or an Open Peril? What Every Property Owner Should Know If you’ve ever stared at your insurance policy and thought, “Wait, what exactly am I covered for?” – you are not alone. One of the biggest (and most important!) distinctions in property insurance is whether your policy is a named
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Does Homeowners Insurance Cover Landscaping Damage? We spend time, energy, and a small fortune turning our yards into something out of a magazine – flower beds blooming, trees perfectly placed, and shrubs trimmed just right. But what happens when your landscaping takes a hit? Does your Homeowners insurance step in to rescue your roses and
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Smart Home for Families With Children and Older Adults: Safety, Convenience & Insurance Perks If your home includes both the joyful chaos of children and the careful routines of older adults, a smart home setup might be one of the best investments you can make. Beyond just making life easier, smart devices can actually keep
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